The latest version of this disclosure document is published at www.walletofsatoshi.com/disclosure.html
A link to this document is provided on the website, and on the mobile app upon first usage.
All Terms and Conditions may be varied at any time by the issuer. A statement setting out the effect of the variation or change will be displayed at www.walletofsatoshi.com/disclosure-changes.html
No expiry date applies to any benefits of the normal operation of this facility.
All payments are final.
If a mistaken or unauthorised transaction occurs, you will need to contact the payee directly to recover the funds. We accept no liability for mistaken or unauthorised payments.
Refunds of overpayments in AUD will be made in AUD to your nominated Australian bank account.
Refunds can be made to:
Topping up a Wallet of Satoshi is restricted to a maximum total of $1000 AUD. Bitcoin and Lightning balances are also included in this total. If you attempt to credit your wallet with more than $1000 AUD equivalent, you will need to contact firstname.lastname@example.org to get a refund.
At any time, you can refer to the transaction history section of the website or mobile app to see the record of at least your last 10 transactions.
There is a fee of 4.9% + GST on AUD top ups.
There is a fee of 0.3% on BTC top ups.
There is no fee to receive Lightning payments.
There may be a variable routing fee applied when sending Lightning payments. This fee is passed on to Lightning nodes routing the payment, and is not retained by Wallet of Satoshi. Additionally there is a fixed fee of 1 satoshi (0.00000001 BTC) for transaction amounts over 200 satoshis (0.000002 BTC), and a fee of 0.3% on amounts over 200,000 satoshis (0.002 BTC).
There is a variable mining fee applied when sending BTC 'on-chain' payments. This fee goes directly to the miners, and is not retained by Wallet of Satoshi. Additionally there is a 'conversion fee' of 1% applied to all BTC payments.
Fees and charges are subject to change during the life of this facility. If fees or charges change, information about changes to fees and charges will be made available in our disclosure document.